Updated every week
Pet insurance articles
Practical advice for pet owners: the do's that protect your coverage, the don'ts that get claims denied, step-by-step how-to guides, and pet stories that show how a policy behaves when the vet bill actually arrives.
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Consumer basics
What you need to know
- Insure healthy pets — pre-existing conditions are never covered.
- Most plans reimburse you after you pay the vet, not at the counter.
- Every policy has a waiting period before accidents and illnesses are covered.
- There are no networks: you can use any licensed vet in the US.
- Premiums rise as your pet ages, so compare renewal terms, not just year one.